Why the way you treat money determines your financial freedom?

I have had a chat with someone who has seen me struggling to clear debts and going after my goals. In our conversation, he asked. David you’re an entrepreneur, ain’t you?
Me: Yes, I am.
Him: How comes you don’t live a life of a smart entrepreneur?
Me: Why are you saying so?
Him: David whenever you receive an income, you have a debt to clear. Why is it that way?
 
Of course, I had answers like, I don’t have a stable income because my businesses are not profitable at the moment. Also a lot of people owe me money that in total the amount would buy me a good brand new car or a plot of land or even better make me a great investment in one of my businesses.
 
That’s it David. I see a lot of that among aspiring entrepreneurs and it’s one of the difference between those who succeed and those who don’t.
 
Money is money, it’s a necessity everywhere in the world. The only difference is how it’s treated.
 
What if you lay down a strategy for your income. For example break it into percentages, so that whenever you receive it. You save part of it and part to spend on paying debts. That means you don’t all of it paying debt at once but you remain with some. Of course the savings you also be done with a goal in mind.
 
You’re just not saving just for it. You are saving for the money to help you live fully. Otherwise like most unsuccessful people in this world, they become slaves of money. Because they’re live expenditure, they borrow, they work then they pay debt, and the cycle goes on.
 
They will blame the poor economy and systems as the cause for their failure. On top of underestimating their potential and responsibility in playing a role to make everything around better. By forgetting that at some point, you will grow old and be the one to blame or thank. You become a prisoner of poverty. Success is a journey, so live by traveling it.
 
Me: I’m listening and learning.
Him: Have you ever worked for low pay because you badly need money?
Me: Yes of course, because sometimes I need pay my bills and if I don’t settle for this less I won’t be in the position to take care of my bills.
Him: And I tell you that is what is called not to live fully. Producing quality comes at a good pay. Of course people negotiate, and pay slightly less your quotation which is totally different from accepting a low pay because of the need to work on bills. By the way, would you work on this particular client, if you were sure you have a saving that can take of everything as you hang for someone who is able to pay you what you want? Of course not.